Physical Therapy after an Accident in NJ

The three most common reasons for physical therapy are falls, auto accidents, and sports injuries.

Physical Therapy after an Accident in NJWhile people suffer accidents daily, tripping up a curb, banging a head on an open cabinet door, or jamming a leg against the corner of a low table, many serious injuries require a physical therapist’s help. Physical therapists treat serious and non-serious injuries alike, as injury can occur wherever you go, home, work, roadways, and stores. But when you cannot sleep, work, or grocery shop because you have too much pain to tend to daily activities, you need rehabilitative pain relief and restoration of healthy muscles, tendons, ligaments, and bones. Restorative therapy includes strength, endurance, and flexibility.

When you slip on a slick surface or fall from a height, you may end up with sprains, bruises, cuts, and fractures. After visiting your doctor for a health evaluation, you may get a referral to a physical therapist to treat specific areas of the body, for instance, the back, neck, head, arms, and legs. Depending on how you feel, you may experience pain not only in the area directly impacted with the hard floor in the supermarket slip and fall, like the knees but also the neck and shoulders from bracing for the fall. In many accidents, the neck, back, and shoulders are jolted from impact but also tensing up in anticipation of impact and protecting the head. Whiplash is common in many types of accidents.

Physical Therapy after Car Accidents

Take car accidents, for instance. Of the millions of car accidents annually, whiplash is one of the more common resulting injuries. A driver may see the oncoming car or swerving vehicle into their lane and tense their arms, grip the steering wheel, clench their jaw, and stiffen their neck. When the impact occurs, all muscles, joints, nerves, and ligaments associated with those body parts suffer various degrees of stretching, straining, and tearing. Much depends on the severity of the impact. But car accidents may also include cuts from shattered glass, bruises from airbags deploying, internal injuries from being crushed or blunted with the steering wheel, windshield, or other car parts, and spinal cord and brain injuries from blunt trauma. Therapy may last for months for serious car accidents to get pain relief and mobility recovery.

Needing Physical Therapy for Sports and Workplace Injuries in NJ

And common sports injuries include muscle and ligament tears, like ACLU injuries, pulled muscles, sprained ankles, and shoulder, groin, and knee injuries. Whether a professional or recreational athlete, sports injuries are common reasons for physical therapy. Common workplace accidents and overuse injuries also necessitate physical therapy and continued treatment to manage and improve the areas of difficulty, whether the back, knee, neck, shoulder or another area of the body.

Importance of Physical Therapy in your Recovery Process

Importance of Physical Therapy on your Recovery Process Whatever the reason for your visit, physical therapy can help you recover faster, in many cases, returning to your pre-accident strength and mobility or improved daily functioning at the very least. Moreover, PT may help with the residual effects of an injury, like stiffness, overcompensation, and imbalance. When healing from a painful knee injury, you may develop tightness, stiffness, and overuse injury to the leg with the healthy knee. That may affect your balance and ability to walk for long periods. Physical therapists can help you overcome the long-term or secondary effects of injuries, for example, preventing a fall due to imbalance after a knee injury.

A further reason for physical therapy after an accident is pain management. With physical therapy, patients may forego or reduce the number of pain killers they need to cope with daily functioning. Physical therapy or PT builds strength and taps into natural pain relief by making space between bone and tissue that compress a nerve. Physical manipulation of the muscles and joints plus massage and nerve stimulation can provide natural pain relief rather than the temporary relief of opioids. Besides that, getting stronger with safe exercises improves a patient’s mood to make recovery quicker.

What if I can’t afford a Physical Therapist for accident injuries?

Every injured person wants to recover quicker and return to their lives before their accident. Financially, physical therapy may not be available to everyone, though most insurance policies cover it as medical treatment. However, if your accident resulted from another’s negligence, the costs of PT and all medical expenses may be within the responsible party’s insurance coverage or still their liability. In fact, many medical providers will take a lien against your future recovery if you are unable to pay for PT when you need it.

When lodging a personal injury claim against the responsible party and often their insurer, an accident victim totals all costs from medical to lost wages and out-of-pocket expenses for past, present, and future diagnosis and treatment of injuries due to the accident. By law, you are entitled to compensation for your losses to make you whole or place you in the pre-accident financial condition. At the time of settlement of your claim, you may reimburse your medical providers for treatment, or reimburse yourself for all of the money spent on previous medical care.

To prove your injuries and need for treatment are real to an insurer or a judge, you can show that physical therapy helped in the past and continues to help with the long-term effects of the accident. In that way, you can claim future costs of therapy in your accident claim and show that you are serious about your recovery as you follow doctor’s orders. An insurer or the negligent party may try to downgrade your injuries as minimal and your medical treatment as overstated. However, showing a consistent dedication of time to treatment and healing with PT can bolster your claim that you were injured to the extent you claim, and the documented PT details the treatment necessity and progress.

A NJ personal injury attorney is your antidote to incomplete or unconvincing claims.

Need an Attorney for personal injury physical therapy claim NJFortunately, you do not have to suffer the effects of an injury and, at the same time, pursue a claim with an adversarial insurance company or responsible party by yourself. You must carefully prepare and pursue a personal injury claim. Insurance company adjusters and defense attorneys get paid to cast doubt and skepticism on personal injury claims. They look for over-billing and unnecessary treatment, and any other costs to pare down from a claim. Fighting for your claim while you are treating for painful injuries is tough.

Concerned about Covering the Costs of Physical Therapy for your Injury Case in New Jersey? Leave it all to the experienced attorneys KCR

The experienced personal injury attorneys at Kamensky, Cohen & Riechelson deal with injury claims all the time and know the in’s and out’s of proving accident claims to get you compensated. No matter what the source of your injury requiring continue physical therapy and costing heavily in medical treatment, along with your mental and physical health, count on our legal team to tirelessly seek the compensation you deserve.

At Kamensky, Cohen & Riechelson we frequently assist clients throughout Trenton, and Mercer County, including East Windsor, Ewing, Hamilton, Hightstown, and Lawrence. Call 609-528-2596 as soon as you are able after an accident to discuss your options and what can be done on your behalf.

How Are Damages for Pain and Suffering Calculated?

Serving Personal Injury Victims and Getting Compensation for Damages in Trenton, Lawrence, Princeton, Hamilton, and Mercer County.

How Are Damages for Pain and Suffering Calculated?We can’t give strict rules or formulas to put a dollar value on the pain and suffering you endured in a personal injury case, but here are some guidelines for what an insurance company might consider.

If you were injured due to someone else’s carelessness, in most cases, you could seek compensation from that person’s insurance company by filing what’s known as a third-party claim.

This article will discuss the conditions under which an insurance company will compensate for pain and suffering and how these damages are calculated.

After you have established that the at-fault party, hereinafter called the “defendant,” is the person responsible for your injuries (in other words, “liable”), you will then need to present evidence of all the losses you sustained in the incident (called “damages”). The defendant’s insurance company should compensate you for your medical expenses as well as any wages you lost as a result of the defendant’s actions.

Besides, the insurance company should provide you with some compensation for your general “pain and suffering.” Let’s discuss when an insurance company will compensate for pain and suffering and how these kinds of damages are calculated.

First: What is “Pain and Suffering?”

This is a legal term that includes a host of injuries that a plaintiff may suffer in an accident. The term includes physical pain caused by an accident and physical discomfort resulting from necessary medical treatment. It also covers emotional and mental injuries such as fear, insomnia, grief, worry, inconvenience, and even the loss of life enjoyment.

Almost without exception, in an injury case, the plaintiff should recover some amount, sometimes small and sometimes very large.

An insurance company or a jury will look at both the type of injury you suffered and the nature of your medical treatment as two basic ways to determine the degree of pain and suffering you have endured.

If you’re in a car accident that results in $5,000 in damage to your car and $15,000 in medical bills, your “pain and suffering” damages are going to be significant. But if that same accident results in only $500 in medical bills (for x-rays that came back negative), your “pain and suffering” damages will likely be nominal.

Second: How Does an Insurance Company Calculate Pain and Suffering Damages?

No rule or law says how this must be done. But many plaintiffs’ attorneys use one of two methods for calculating pain and suffering. The first method is to multiply the plaintiff’s actual damages (medical bills and lost wages) by a factor between 1 and 5, depending on the severity of the injury. For example, if a plaintiff incurs $4,000 in medical bills related to a broken arm, he might multiply that by three and conclude that $12,000 represents a reasonable amount for pain and suffering.

The second method many plaintiffs’ attorneys use is a per diem (Latin for “per day”) approach. Under this method, a certain amount—perhaps $100—is given to every day from the day of the accident until the plaintiff reached maximum recovery.

Insurance companies are not under any obligation to use either of these two methods to calculate pain and suffering. Many insurers use computer programs to determine what settlement they should offer. These programs take into account the type of injury and the type of medical treatment the claimant sought.

For example, insurance companies usually give greater weight to a physician’s medical treatment than a chiropractor. Insurance companies also take into account the length of time the claimant sought treatment. If the treatment seems excessive for the type of injury, the insurance company will not include all of the treatment to calculate pain and suffering.

Third: How Do You Prove Pain and Suffering?

Third: How Do You Prove Pain and Suffering?Proof of this type of injury may take many forms. The more evidence you have to support your claim, the better chance you’ll have of recovering an amount you find satisfactory.

The extent of your injury and accompanying pain and suffering can be evidenced through documentation such as photographs. It can also be evidenced in personal journals that record your physical and emotional feelings. Documentation from friends and family is important. It can provide additional evidence of the way the particular injury has negatively impacted your life. Proof of treatment by a mental health professional is also helpful and necessary for forgeries such as increased anxiety, insomnia, or depression.

Fourth: How Do You Know What’s Fair?

How will you know if the offer an insurance company makes in the settlement is reasonable? A good approach is to use the multiplier method or the per diem method discussed above to get an estimated idea.

On top of that, you need to consider whether additional circumstances might influence that amount, either up or down. For example, if your injury left you with a permanent scar on your face, it would be reasonable to increase the amount of pain and suffering you consider to be fair. Conversely, a minor bump on the head that healed quickly probably will not be compensated for very much. Keep these factors in mind when evaluating whether the insurance company has reasonably and fairly valued your pain and suffering.

Contact a Trenton Personal Injury Lawyer Today

To learn more about proving and negotiating a personal injury claim, contact the experienced lawyers at The Law Office of Kamensky, Cohen & Riechelson – at (609) 528-2596.