Hamilton NJ Motorcycle Accident Insurance Attorneys
Motorcycle Accident Injury Lawyers with Offices in Mercer County, New Jersey
Motorcycle accidents often result in catastrophic injuries. Worse yet, the lack of adequate insurance coverage for motorcycle accident victims means that injured riders not only end up with significant long-term health consequences; they also find themselves buried in debt because of medical bills that quickly pile up. One of the smartest things you can do is to speak with an experience motorcycle accident attorney before an accident happens. An attorney can look over your insurance policy and make sure that you obtain the best possible coverage before you take your motorcycle on the road.
Kamensky Cohen & Riechelson is a highly respected law firm with a rich tradition in New Jersey. Our experienced personal injury attorneys have more than 40 years of experience representing motorcycle accident injury victims throughout Mercer County, NJ, including East Windsor, Hopewell Borough, and Ewing. Additionally, our legal team includes a New Jersey Certified Civil Trial Attorney and a New Jersey “Super Lawyer,” so we definitely know our way around a courtroom. Call KCR now to discuss your motorcycle accident case.
Motorcycle Insurance Obligations in Mercer County, NJ
All drivers in New Jersey are required to purchase minimum amounts of auto insurance coverage to protect other people in the event of an accident. This includes compensation for both property damage and bodily injury. The mandatory minimum insurance requirements in New Jersey are: $5,000 for property damage; $15,000 for bodily injury to one person; and $30,000 for bodily injury to more than one person. Any driver who fails to carry the required minimum amount of insurance is exposed to liability claims and potential lawsuits.
However, you need to be aware that your insurance policy might not cover motorcycle accident injuries. In fact, most insurers refuse to provide coverage for motorcycle injuries. NJ law requires automobile and motorcycle operators to carry a minimum amount of liability insurance to cover injuries to other people and damage to other vehicles. However, motorcycle insurance policies do not include Personal Injury Protection (PIP). This means that motorcycle riders are potentially responsible for payment of their own medical bills following an accident.
Additionally, do not make the mistake of thinking that the other driver’s insurance policy will cover your injuries. Many times, the person responsible for an auto accident is not fully insured. That’s why it is crucial for you to have Uninsured (UM) insurance coverage and Underinsured (UIM) insurance coverage. If you are involved in an accident caused by an uninsured or underinsured motorist, carrying this type of insurance will protect you and allow you to collect against your own insurance policy.
Fighting Insurance Companies in Princeton NJ Motorcycle Accident Claims
Your attorney should be aware of the unique insurance issues that arise in motorcycle accident cases. Insurance companies often try to “lowball” motorcycle accident victims during the settlement process. In fact, insurance companies rarely even bother to fully investigate the causes of these accidents; this results in settlement offers that do not adequately covers the costs of the victim’s injuries. You need an attorney who is willing to fight the insurance company to maximize your compensation.
Call for a Free Consult with Lawrence NJ Motorcycle Accident Insurance Lawyers
The personal injury lawyers at Kamensky Cohen & Riechelson are prepared to assist you with your motorcycle accident injury claim. We handle all personal injury cases on a contingency basis, which means that we only get paid if we win your case. Call us today to discuss your case over the phone, or email us to schedule a free consultation at our offices in Trenton NJ or Bensalem PA.