Say, for example, that the other driver ran a stop sign and T-boned your car. You don’t feel hurt and get out of your car to assess the damage. The other driver begins to profusely apologize. He begs you not to call the police and gives you his insurance information. He tries to convince you that if you call the cops he will lose his license, his job, and his family. He seems sincere and you begin to feel bad for him. Perhaps you decide not to call the police. Later, when you try to submit a claim, you discover that the other driver claims it is your fault and that you owe him for damage to his car. In that scenario, always avoid trusting the driver and not calling the police.
Just as the police may take pictures of the accident, you should take as many as you can, while taking your safety into consideration. At some point, the other driver may want to move his car or even the police will ask you or the other driver to move to a nearby location for safety or traffic reasons. By taking pictures immediately after the accident, you will preserve the scene and help determine fault. Take pictures or videos of the vehicle and the location of the accident. You should also take pictures of your injuries.
Of course, you will likely have a conversation with the other driver but, as noted above, you should not assume that they will do the right thing. Although unfortunate, you should assume that the other driver is recording the information and hopes that you apologize, say the wrong thing, or admit to fault. It is fine to be cordial but do not be overly apologetic or want to fix the situation, as anything you say may be used against you to establish fault.
Similarly, the insurance companies are in business to make money, not give it away. With this in mind, you should not provide them with a recorded statement about the accident. Let your attorney handle communicating with them.
If you live in New Jersey and Mercer County, including Princeton, New Brunswick, Lawrence, and Hamilton contact our office today if you have been injured in a motor vehicle accident. We can guide you through the process and take the burden off of you when dealing with the insurance companies, other drivers’ attorneys, and legal challenges that you may face.
Get in touch with us by calling (609) 528-2596 or filling out our online form to schedule your consultation today.