Workers’ Compensation Insurance Issues

Work Insurance Issues Lawrence NJ

With Offices in Trenton and Pennington, NJ

Insurance companies are notorious for contesting workers’ compensation claims. It’s a sad fact that insurance companies often dispute workers’ comp claims because they prioritize money over the safety and health of workers. Additionally, insurance companies commonly employ investigators who will try to catch insurance fraud by monitoring the daily activities of workers who have filed workers’ comp claims. Unfortunately, these kinds of investigations are often unnecessary and intrusive. Although the majority of workers’ compensation claims are legitimate and stem from actual on-the-job injuries, insurance companies still routinely deny workers’ comp claims because a few bad apples occasionally try to cheat the system. This simply isn’t fair to honest employees like you.

Employer Insurance Problems Ewing

Kamensky Cohen & Riechelson is a results-oriented law firm with skilled negotiators and tenacious litigators who fight for the rights of clients in New Jersey and Pennsylvania. We have more than 40 years of experience assisting injured workers in Mercer County, including Hightstown, Hopewell, and Ewing. We thoroughly prepare every workers’ compensation case for court so that the insurance company knows they must treat our client fairly. As a result, we are often able to maximize workers’ comp benefits for our clients. Call KCR now to discuss your work-related injury and explore your legal options.

Insurance Companies Deny Workers’ Comp Benefits in Mercer County, New Jersey

Filing a workers’ comp claim is only the beginning of the legal process. Your workers’ compensation claim could be denied for any number of reasons. For example, the insurance company might argue that you did not suffer a serious injury and there do not require medical treatment. If the employer or the employer’s insurance company denies your claim because you allegedly exaggerated the extent of your injuries, you will need to get a medical diagnosis to verify the severity of your injury.

Additionally, the insurance company might argue that your injury did not occur within the scope of your employment. Workers’ compensation only covers job-related injuries. Unfortunately, this gives insurance companies an easy excuse to deny benefits. If the insurance company rejects your claim because they allege that your injury did not occur on the job, you will probably need an attorney to prove that your injury occurred as a direct result of your employment.

Another common reason for denial of a workers’ comp claim is that the employee failed to report the injury in a timely manner. If you did not immediately report your injury to your employer, the insurance company might deny your claim. This is unfair to you because many injuries don’t manifest themselves for days or even weeks after the accident.

Denial of Workers’ Comp Claim due to Preexisting Injuries in Lawrence, NJ

Many times, the insurance company will try to show that your injury was preexisting. That’s why you need an attorney to argue that (a) your injury did not exist prior to the work-related accident, or (b) your injury was made worse by the performance of your job duties.

Insurance Company Settlements in Princeton NJ Workers’ Comp Cases

Insurance companies often try to pressure injured workers into low settlements. Remember that the insurance company is not on your side. The insurance company in your case may try to stall and delay the receipt of your benefits. This is a strategic move to try to convince you to accept a low settlement offer. They are counting on the fact that you might need the money immediately to pay for your medical expenses. Do not take any chances when it comes to your workers’ compensation claim; contact an experienced attorney. The insurance company is more likely to offer you a favorable settlement if you are represented by an attorney.

Free Consultation with Trenton NJ Workers’ Compensation Attorneys

The workers’ compensation attorneys at Kamensky Cohen & Riechelson will fight to maximize your benefits and ensure that you receive fair compensation for your on-the-job injuries. Additionally, we handle all workers’ comp cases on a contingency fee basis; we only get paid if you receive compensation. Call KCR today to speak with a member of our legal team, or email us to schedule a no-obligation meeting at our offices in Trenton or Pennington.

Contact Kamensky Cohen & Riechelson

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Call (609) 528-2596 or (215) 337-4915 or send us an email. We're here when you need us.