Cause of Auto Accident-Related Injuries Attorneys Mercer and Middlesex County NJ
Personal Injury Attorneys educating clients with offices in Trenton and Bensalem
If you have been in a car accident and are unsure as to who caused the accident, you may still be entitled to a recovery under New Jersey’s no-fault, personal injury protection (PIP), insurance policies. There are certain things you can do to assist in making the claim under this portion of your policy.
Can I get compensation if I do not know the identity of the other driver?
New Jersey is a “no-fault” insurance state. This means that you can collect under your policy for certain damages sustained in the accident. To do this, you need to contact your insurance company and file a claim under the personal injury protection portion of your policy. Each policy has personal injury protection to protect you when the other driver is unknown. Under this provision, you may receive compensation for your medical bills and financial losses. It is important to note that your coverage can be limited depending on the type of policy that you chose. However, New Jersey requires all drivers to go through their own insurance companies first.
Regardless of your policy coverage and who may have been involved in the accident, you must contact your insurance company immediately and put them on notice of the accident. In addition to contacting your insurance company, there are other things you should do that help to establish grounds for a claim.
Call the police
Always call the police when you have been in an accident. The police can help identify witnesses and take statements from people who may have seen the accident. These witnesses’ statements may help prove that the accident was not your fault or that another driver actually caused the accident. Additionally, the officers will assess the scene, take photographs, and eventually write an accident report. This report will provide insight into the insurance company as to how the accident happened and who is at fault. It will also assist your attorney if you choose to pursue a lawsuit or hire a lawyer to seek recovery from your insurance company on your behalf.
You should also take pictures of the accident and any damage to your vehicle. A clear picture of the location will provide critical information to your attorney, insurance company, accident reconstructionists, and others who are not present at the scene. Ultimately, these photographs can help prove your claim.
Seek medical attention
In addition to speaking with police and taking photographs, you should seek medical attention. If an ambulance or other emergency services have been called, allow them to examine you for injuries. You should allow them to examine you even if you feel fine after the accident. A physical examination by qualified medical personnel can help safeguard you against unknown injuries. You may not immediately realize that you are hurt and often, injuries begin to materialize later. It is important to always seek help when you have been injured and follow through with the doctor’s recommendations. Following through will help establish a legal claim and assist attorneys in seeking reimbursement from insurance companies or damages from third parties for negligence.
How can a lawyer help?
It can be overwhelming for a person to deal with physical pain, financial losses, and the insurance company on their own. Lawyers can help by reviewing your claim, directing you through the legal process, corresponding with the insurance companies, and negotiating on your behalf. For example, if you have been injured, have missed work, your car has been totaled, and your medical bills are piling up, an attorney can help you establish a claim and get reimbursement through your insurance policy. Contact our office today if you have been in an accident. We can provide you with much-needed assistance in making a claim.
Contact Our Trenton and Bensalem Auto Accidents Injury Lawyers
Our Personal Injury Lawyers at KCR have years of experience handling these types of cases. We will do our best to seek fair compensation for your case.