Getting hurt on the job can turn your life upside down. Between medical appointments, time off work, and figuring out how to pay your bills, it's easy to feel overwhelmed – and even easier to make mistakes that could impact your ability to receive workers’ compensation benefits.
At the Law Offices of Cohen and Riechelson, we’ve helped many injured workers in New Jersey and Eastern Pennsylvania avoid these pitfalls and navigate the claims process with confidence. While every situation is different, one truth holds across the board: what you don’t do after a workplace injury can be just as important as what you do.
Let’s walk through some of the most common mistakes injured workers make and how you can protect your right to compensation.
1. Waiting Too Long to Report the Injury
One of the biggest mistakes people make is not reporting the injury right away. You might think your pain will go away on its own or that it’s not “serious enough” to bring up. But in both NJ and PA, timely reporting is essential.
In New Jersey, you should notify your employer as soon as possible – but you must report your injury within 90 days of when you discovered it. In Pennsylvania, you generally have up to 120 days to give notice. That said, waiting too long in either state can raise red flags. The longer the delay, the more likely the insurance company is to question whether the injury was truly work-related.
Even if you’re unsure how bad your injury is, tell your supervisor and ask for it to be documented.
2. Not Getting Prompt Medical Attention
Trying to tough it out might seem noble, but delaying treatment can hurt more than your recovery, it can hurt your claim. If you don’t see a doctor soon after the injury, the insurance company may argue that you weren’t really hurt, or that your injury happened elsewhere.
In both NJ and PA, your employer or their insurance carrier often has a say in which doctors you can see – especially early in the process. Failing to follow the approved medical network or skipping appointments can be used against you.
Always follow medical advice, attend appointments, and keep records of every visit.
3. Failing to Disclose Prior Injuries or Conditions
A common trap injured workers fall into is trying to hide prior injuries or pre-existing conditions, fearing that it might hurt their claim. But withholding information (even unintentionally) can lead to major problems.
Here’s the truth: pre-existing conditions don’t automatically disqualify you. In fact, if your job aggravated an old injury or underlying condition, you may still be entitled to benefits. What matters is being honest and consistent with your doctors and your employer.
Trying to “hide” part of your medical history can make it look like you’re being dishonest – even if your current injury is 100% legitimate.
4. Not Following Through With Treatment
Starting treatment but then skipping follow-ups or stopping too early can send the wrong message. The insurance company may argue that you’ve recovered or that your condition isn’t serious enough to continue receiving benefits.
If your doctor recommends physical therapy, specialist care, or time off work, stick with it. If you have concerns about your treatment plan, talk to your doctor or your attorney – don’t simply stop going.
Consistent treatment creates a clear medical record that supports your claim and shows you're doing your part to recover.
5. Returning to Work Too Soon (or Against Medical Advice)
Everyone wants to get back to normal, but returning to work before you’re physically ready can jeopardize both your health and your benefits. Sometimes employers pressure workers to come back quickly, especially if they’re short-staffed. Other times, injured workers return too soon because they feel guilty or worried about job security.
In both NJ and PA, returning to work against medical advice can be used to reduce or deny benefits. If your doctor says you’re not ready, or only clears you for light duty, that should be respected – by you and your employer.
Always communicate with your healthcare provider before making any decision about returning to work.
6. Assuming the Insurance Company Is Looking Out for You
Many injured workers make the mistake of believing that the workers’ comp insurance company is there to help. While adjusters may sound friendly, they work for the insurer – not for you.
Their job is to minimize costs, not maximize your recovery. They may delay your benefits, deny your claim, or pressure you into accepting a lower settlement than you deserve. If anything feels off, trust your gut, and don’t be afraid to ask for legal help.
7. Trying to Handle a Dispute Alone
Workers' comp laws in New Jersey and Pennsylvania are complicated. If your claim is denied, your benefits are delayed, or you’re being pressured to return to work too early, it’s easy to feel stuck.
One of the most important decisions you can make is to speak with an experienced workers' compensation attorney. An attorney can help you understand your rights, gather evidence, and represent your interests in hearings or negotiations. You don’t have to go through this alone – and trying to fight the system by yourself can put your claim at risk.
Navigating a Job Injury? The Law Offices of Cohen and Riechelson Can Help
If you’ve been injured on the job in New Jersey or Eastern Pennsylvania, don’t let a simple mistake cost you the benefits you may be entitled to. At the Law Offices of Cohen and Riechelson, we work with injured workers across the region, including those in Trenton, Hamilton, New Brunswick, South Brunswick, Bensalem, and Northeast Philadelphia. We understand how overwhelming the claims process can feel, especially when you’re trying to focus on healing.
With offices located in Hamilton, Philadelphia, and Bensalem, our team serves clients throughout Mercer, Middlesex, and Bucks Counties and in neighboring communities across New Jersey and Pennsylvania. Whether you were hurt on a construction site, in a warehouse, or while doing your daily job duties, we’re here to help.
If you’re facing delays, a denied claim, or just need clear answers about your situation, reach out today. We’ll take the time to listen, explain your options, and guide you forward with the support you need.
Disclaimer: This blog is intended for informational purposes only and does not constitute legal advice. Workers’ compensation laws vary and outcomes depend on the specific facts of each case. To understand your rights and options, consult a qualified attorney.