How long do I have to file a lawsuit after a car accident in New Jersey?

New Jersey's statute of limitations gives you two years from the date of your accident to file a personal injury lawsuit in court. However, insurance claims often have much shorter deadlines that may require notification within days or weeks of the crash. Missing these deadlines can result in losing your right to pursue compensation, which is why it's crucial to contact an attorney as soon as possible after your accident.

Can I recover compensation if the other driver doesn't have insurance?

Yes, you may still be able to recover compensation through your own uninsured motorist coverage if you purchased this optional protection. You can also pursue legal action against the uninsured driver's personal assets, though this may not be practical if they lack sufficient resources. Your attorney can help explore all available options for compensation based on your specific insurance coverage and the circumstances of your accident.

What if I was wearing a seatbelt but still got injured?

Wearing a seatbelt doesn't prevent you from pursuing a car accident claim, and New Jersey law actually requires seatbelt use. While seatbelts significantly reduce injury severity, they don't prevent all injuries, especially in high-speed crashes or when vehicles are struck from the side. Insurance companies sometimes try to argue that seatbelt use should reduce compensation, but this argument typically doesn't hold up when you have experienced legal representation.

How do rideshare accidents differ from regular car accidents?

Rideshare accidents involving Uber or Lyft drivers are more complex because multiple insurance policies may apply depending on whether the driver was logged into the app and had passengers. These companies provide different levels of coverage based on the driver's status at the time of the accident. Your attorney will need to investigate which insurance policies apply and pursue claims against all potentially responsible parties to maximize your compensation.

Mount Laurel Car Accident Lawyers | Auto Accident Attorneys in Mount Laurel, NJ

Mount Laurel Car Accident Lawyers

Auto Accident Attorneys in Mount Laurel, NJ Handling Insurance Negotiations and Legal Proceedings After Vehicle Accidents in Burlington County and Throughout the Delaware Valley / Greater Philadelphia Region

Car accidents can turn your world upside down in seconds, leaving victims and their families struggling with physical pain, emotional trauma, and financial hardship. When you're injured in a crash in Mount Laurel, New Jersey, the experienced Mount Laurel car accident lawyers at Cohen & Riechelson understand the overwhelming challenges you face during this difficult time.

Even crashes that seem minor can cause serious problems for you and your family. You might face weeks of medical treatment, time off work, and insurance companies that don't want to pay fair compensation. Getting legal help early protects your rights and makes sure important evidence gets preserved. We fight for accident victims throughout New Jersey. Contact us today for a free consultation to learn how we can help protect your future.

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Types of Car Accident Cases Cohen & Riechelson Handles in Mount Laurel NJ

Our legal team has successfully handled thousands of car accident cases over five decades of practice. We understand that every type of crash presents unique challenges and requires different strategies to get the best outcome for our clients.

Our auto accident attorneys in Mount Laurel, NJ, represent clients injured in many types of accidents:

Mount Laurel Commercial Vehicle Accidents: Delivery vans, rideshare vehicles, and business fleet crashes
Mount Laurel Distracted Driving Accidents: Cell phone use, texting, and other dangerous distractions
Mount Laurel Drowsy Driving Accidents: Tired drivers causing preventable collisions
Mount Laurel Drunk Driving Accidents: Impaired motorists putting innocent people at risk
Mount Laurel Fatigued Driver Accidents: Exhausted drivers who lose control of their vehicles
Mount Laurel Head-On Collision Accidents: High-impact crashes often resulting in serious injuries
Mount Laurel Highway Accidents: High-speed collisions on major roadways and interstates
Mount Laurel Hit and Run Accidents: Pursuing compensation when drivers flee the scene
Mount Laurel Intersection Accidents: Traffic signal violations and failure to yield crashes
Mount Laurel Multi-Vehicle Accidents: Complex crashes involving three or more vehicles
Mount Laurel Negligent Driver Accidents: Careless behavior leading to preventable harm
Mount Laurel Rear End Accidents: Following too closely or distracted driving incidents
Mount Laurel Road Hazard Accidents: Dangerous road conditions contributing to crashes
Mount Laurel Rollover Accidents: SUVs and trucks that flip over during collisions
Mount Laurel Roundabout Accidents: Confusion about right-of-way rules and navigation
Mount Laurel Side-Impact Accidents: T-bone crashes at intersections and driveways
Mount Laurel Single Vehicle Accidents: Cars hitting trees, barriers, or other fixed objects
Mount Laurel T-Bone Accidents: Perpendicular impacts causing serious side-impact injuries
Mount Laurel Texting While Driving Accidents: Digital distractions leading to crashes
Mount Laurel Uninsured/Underinsured Motorist Accidents: Protection when coverage is inadequate
Mount Laurel Unsafe Roadway Accidents: Poor road design or maintenance issues
Mount Laurel Vehicle Defect Accidents: Manufacturing problems causing mechanical failures

No matter how your accident happened, we treat each case with individual attention. Our goal is always to get you maximum compensation for your medical bills, lost wages, and pain and suffering.

Take These Steps After a Car Accident in Mount Laurel to Protect Your Rights

The steps you take immediately after a car accident can make a huge difference in your ability to recover fair compensation later. Knowing what to do helps protect your rights and strengthens your potential claim.

Important steps to take after an accident:

Call 911 to report the accident and get medical help for anyone who's injured
Take photos of vehicle damage, the accident scene, and any visible injuries
Exchange insurance and contact information with other drivers involved
Get contact information from witnesses who saw what happened
Don't admit fault or discuss how the accident occurred with other drivers
Seek medical attention even if you feel fine, as some injuries don't show symptoms right away
Contact our Mount Laurel car accident lawyers before giving statements to insurance companies

Following these steps protects your legal rights and helps build a stronger case for your claim. Never admit fault at the scene, even if you think you might have contributed to the crash, as these statements can be used against you later.

Why You Need Medical and Legal Help After a Car Accident

Getting proper medical care after a car accident is crucial for your health and your legal claim. Some injuries like concussions and soft tissue damage don't always show symptoms immediately, so seeing a doctor right away creates important medical records that document your injuries.

Medical treatment also establishes a clear link between your accident and your injuries, which insurance companies often try to dispute. Waiting too long to see a doctor gives insurance adjusters ammunition to argue that your injuries weren't caused by the crash or aren't as serious as you claim.

How Our Mount Laurel Car Accident Lawyers Handle Your Claim

When you hire Cohen & Riechelson, our experienced attorneys take over all aspects of your case so you can focus on healing. Our team handles everything from gathering evidence to negotiating with insurance companies to filing lawsuits when necessary.

Steps Involved in a Claim

Our attorneys follow a proven process for handling car accident claims that maximizes your chances of success. We start by conducting a thorough investigation of your accident, gathering police reports, medical records, witness statements, and any other evidence that supports your case. Then we handle all communications with insurance companies, protecting you from their tactics designed to minimize your claim or get you to accept lowball settlement offers.

Potential Outcomes and Strategies

Every car accident case is different, and we develop legal strategies based on the specific facts of your situation. When fault is clear and insurance coverage is adequate, we often pursue aggressive settlement negotiations backed by thorough preparation that shows we're ready to go to trial if needed.

In cases with disputed liability or insufficient insurance coverage, we may need to explore other options for compensation. This could include filing claims against multiple parties or pursuing coverage through your own insurance policies. Our commitment to getting the best possible result means we never accept inadequate settlements just to close cases quickly.

How Insurance Adjusters Evaluate Your Claim After a Car Accident

Insurance adjusters use specific methods to decide how much to offer for your claim, but their main goal is always to pay as little as possible. Understanding their process helps you recognize when offers aren't fair.

Adjusters review police reports, medical records, and photos to determine fault and assess damages. They use computer programs to calculate settlement ranges, but these programs often undervalue pain and suffering compensation. Having auto accident attorneys in Mount Laurel, NJ from our firm involved changes how adjusters approach your claim because they know represented clients are more likely to fight lowball offers in court.

New Jersey Car Accident Laws That Could Affect Your Case

New Jersey has specific laws that affect car accident claims and the compensation you can recover. Understanding these laws helps you know what to expect and why having experienced legal representation is so important.

New Jersey's auto insurance system includes a verbal threshold (‘limitation on lawsuit’) that drivers can opt into or out of. New Jersey's "verbal threshold" law limits when you can sue for pain and suffering unless your injuries meet certain criteria like permanent injury, significant disfigurement, or displaced fractures.

The state also follows a modified comparative fault rule, meaning you can still recover compensation even if you're partially at fault for the accident, as long as you're not more than 50% responsible.

New Jersey requires minimum insurance coverage, but these amounts are often inadequate for serious injuries, which is why uninsured/underinsured motorist coverage becomes crucial. Special rules also apply to rideshare and commercial vehicle accidents that can affect liability and available insurance coverage.

Our Mount Laurel Car Accident Attorneys Are Committed to Your Recovery

Cohen & Riechelson has been serving accident victims since 1972, bringing over 50 years of trusted legal service to families throughout New Jersey, Pennsylvania, and New York. Our firm is led by partners Philip Cohen and Kevin Riechelson, each with more than 25 years of litigation experience and supported by a team that includes Certified Civil Trial Attorneys—a designation held by less than 2% of New Jersey attorneys.

Our Mount Laurel car accident lawyers believe in providing personal and professional service rather than treating clients like numbers in a high-volume practice. Our long-term client relationships are a source of pride, with many clients saying we've treated them like family during their most difficult times. We prepare every personal injury case for trial, which compels insurance companies to take our clients' claims seriously and often leads to better settlement offers. Our contingency fee arrangement means you pay nothing unless we win your case.

About Auto Accident Claims in Mount Laurel

Mount Laurel sits along several busy roadways that see heavy traffic and frequent accidents throughout the year. Route 73, Mount Laurel Road, and Centerton Road carry thousands of vehicles daily as they connect residential areas with shopping centers and provide access to major highways.

Many crashes occur at congested intersections where turning movements and traffic signals create collision risks. The proximity to Interstate 295 and Route 38 also contributes to accident frequency, especially during rush hour periods when traffic volumes peak. Common injuries from Mount Laurel accidents include whiplash and soft tissue damage from rear-end collisions, broken bones from side-impact crashes, and more serious trauma from high-speed highway accidents.

When you're dealing with medical bills and lost wages from accident injuries, the experienced auto accident attorneys in Mount Laurel, NJ, at Cohen & Riechelson can help you pursue the compensation you deserve.

Contact the Experienced Mount Laurel Car Accident Lawyers at Cohen & Riechelson for a Free Case Evaluation

Don't let insurance companies minimize your claim while you're trying to recover from your injuries. The Mount Laurel car accident lawyers at Cohen & Riechelson have over 50 years of experience protecting accident victims' rights, and we're ready to put our proven track record to work for your case. Our contingency fee arrangement means you pay no attorney fees unless we successfully recover compensation for your injuries.

Contact Cohen & Riechelson today through our online contact form or call our office at 609-528-2596 to schedule your free consultation. We'll review your case, explain your legal options, and help you understand what compensation you may be entitled to receive. Let our experienced Mount Laurel personal injury lawyers handle the legal complexities while you focus on healing and getting your life back on track.

Frequently Asked Questions About Car Accident Claims in Mount Laurel, NJ

New Jersey's statute of limitations gives you two years from the date of your accident to file a personal injury lawsuit in court. However, insurance claims often have much shorter deadlines that may require notification within days or weeks of the crash. Missing these deadlines can result in losing your right to pursue compensation, which is why it's crucial to contact an attorney as soon as possible after your accident.
Yes, you may still be able to recover compensation through your own uninsured motorist coverage if you purchased this optional protection. You can also pursue legal action against the uninsured driver's personal assets, though this may not be practical if they lack sufficient resources. Your attorney can help explore all available options for compensation based on your specific insurance coverage and the circumstances of your accident.
Wearing a seatbelt doesn't prevent you from pursuing a car accident claim, and New Jersey law actually requires seatbelt use. While seatbelts significantly reduce injury severity, they don't prevent all injuries, especially in high-speed crashes or when vehicles are struck from the side. Insurance companies sometimes try to argue that seatbelt use should reduce compensation, but this argument typically doesn't hold up when you have experienced legal representation.
Rideshare accidents involving Uber or Lyft drivers are more complex because multiple insurance policies may apply depending on whether the driver was logged into the app and had passengers. These companies provide different levels of coverage based on the driver's status at the time of the accident. Your attorney will need to investigate which insurance policies apply and pursue claims against all potentially responsible parties to maximize your compensation.